Workers compensation laws are intended to protect employees who get hurt in the workplace. Federal employees are entitled to two-thirds of their monthly salaries when out on disability, and even more if they are permanently hurt. All states have their own compensation laws. While these laws are vital to the stability of society, they can be corrupted. Employers must investigate individual cases to prevent themselves from being taken advantage of. In fact, workers compensation fraud costs insurance companies and the public more than 60 billion dollars every year.

Because benefits such as medical coverage are often part of the compensation people receive, many people out on workers’ compensation have very little incentive to return to work. They can either stay at home, not work at all, and receive a portion of their salaries, or return to the daily grind at full pay. Some people opt for the former at the expense of their employers or the taxpayers. While most workers’ compensation claims are legitimate, there are schemers who succeed at their fraudulent ways.