What to Know About Disability Insurance Fraud

Each year, millions of disability claims are filed in the U.S. While the vast majority of these insurance claims are legitimate, thousands of disability claims raise red flags and prompt employers to hire agencies to take investigative action. Here is what you need to know about disability insurance fraud, and how hiring a private investigator can help protect you and your business against liability.

What Constitutes Disability Insurance Fraud?

When an individual attempts to obtain funds from Social Security Disability programs, worker’s compensation insurance programs, or private disability insurance providers by issuing false claims or submitting falsified information on applications, this is considered committing disability insurance fraud. Countless other examples of disability insurance fraud exist, but these are two of the most prevalent tactics used to wrongfully obtain claim funds from insurance providers.

What Types of Disability Insurance Fraud Are There?

Disability insurance fraud may involve one or more of the following:

• Falsifying or making misleading statements on private-coverage disability insurance policy applications.
• Submitting a false application for Social Security benefits.
• Exaggerating the extent of injuries or disability to maximize benefits received.
• Failure to report income earned while collecting Social Security disability benefits.
• Failure to report improvements in your condition that could diminish or terminate your disability insurance benefits.
• Assisting anyone who is making a false claim, or assisting anyone in the exaggeration of the extent or impact of their disability to receive increased benefits or to qualify for disability income.

What Can I Do About Disability Insurance Fraud?

If you are the owner of a company and you believe that one of your employees is falsifying disability insurance information, you may wish to hire a private investigator. The investigator will monitor the individual you believe to be committing disability insurance fraud and collect court-admissible evidence, if any, that his or her claim has been falsified or exaggerated. You can then use the evidence to support your claims in court.

Let Us Help With Disability Investigations

J.P. Investigative Group can help you build your disability insurance fraud case by conducting a thorough and professional investigation of the individual you believe to be committing fraud. Our staff is highly-trained in disability insurance fraud investigations and can help you collect the evidence you need to prove that the disability insurance claim is invalid. Contact one of the experts at J. P. Investigative Group today at 877.990.2111 to schedule a consultation and learn more about how we can help you!